Monday, December 23, 2024

[NM] Del Norte Credit Union $300 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $300
  • Availability: Must be New Mexico resident. OOS doesn’t work
  • Direct deposit required: Yes
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up To $105
  • Monthly fees: None
  • Early account termination fee: $5, 3 months
  • Household limit: None listed
  • Expiration date: 12/31/2025

The Offer

Direct link to offer

  • Del Norte Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
    • Direct deposit
    • eStatements
    • Register for online banking.

The Fine Print

  • iSWITCHED offer valid until 12/31/2025.
  • One time $300 reward will be automatically deposited into your account at 90 days from account opening date, as long as requirements are met.
  • One reward per social security number will be paid. $5 minimum deposit is required to open membership.
  • Discounts available on any consumer loan with full payroll deposit and automatic payments on that loan, subject to loan approval and availability.
  • One match per family up to $50 during the first year only for Holiday Savings Club and Youth Savings account.
  • Mortgage appraisal fee discount will be offered one time only. Rewards are subject to IRS reporting.
  • Consult your tax advisor regarding tax obligations.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Free 4 me has no monthly fees to worry about.

Early Account Termination Fee

There is a $5 fee if closed within 3 months of account opening according to the fee schedule.

Our Verdict

Doesn’t look like any minimum for the direct deposit requirement, worth doing if you live in New Mexico I think. Will be added to our best bank bonus page.

Hat tip to ShawntheShawn

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