Four Steps to Better Credit
This strategy focuses on a step-by-step approach to improving credit scores. The “R-E-A-L” method—Review, Erase, Add, and Lawyer Up—provides a comprehensive path to cleaning up your credit. By starting with a thorough review of your credit reports, you can spot errors and areas needing attention. Erasing involves disputing inaccuracies and removing outdated information. Adding positive credit history, such as by becoming an authorized user on someone else’s account or opening new credit lines responsibly, can boost your score. Finally, if disputes are complicated, hiring a lawyer specialized in credit law can help resolve these issues.
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